How rotating savings and credit associations (ROSCAs) work in Bangkok slums.

Called เล่นแชร์ (“Sharing Games”) in Thai, a group of neighbors or family members take turns bidding on a communal pot. The resulting game facilitates efficient peer-to-peer loans without bookkeeping or needing to predict when money will be needed, allowing those living on the margins of society to pool their risks and navigate precarity together.