They are a kind of spiritual materialism, but they are a good kind—the kind you work at developing, the kind you can amass. And there is no greed in amassing them. It’s a sign of initiative. A sign of the right effort.

Five spiritual treasures (conviction, virtue, shame, compunction, generosity, learning, and discernment) are worth hoarding, as they lead the practitioner toward nibbāna and also bring benefit to others around them.